Many people already own their own home and it could be the best investment you can make.
"It felt right to me," Sandra Terry says.
Sandra Terry's talking about owning her first home, she's closing on Monday.
"It'll be a big difference, but I know that each payment I make I'm building equity and if something happens I know it's something I can sell and I'll make money," Terry says.
It's a good sound investment in a time when some investments are risky.
"A household will always appreciate and maybe not appreciate in huge jumps like the stock market, but then on the other hand it won't free fall like the stock market," Dave Kisamore says.
Homes in the Valley appreciate about four-percent a year, that means if you paid $100,000 for a house, you'll be $40,000 richer after 10 years.
"Over time it's a very good investment if you're going to be in a place long enough to cover the costs of a mortgage. It's generally a very good deal financially to own a home and build equity in a home," James Hiter says.
Now's the time, mortgage rates are the lowest they've been since the 1960s. But, Hiter says watch out-not all property investments are a smart idea.
"Selling out of the stock market to buy real estate might be considered kind of the epitome of sell low buy high I would say if you're talking about speculative real estate I'd say probably not," Hiter says.
But, for homebuyers like Terry, now's your chance.
"A place of my own when I give that address I know that's my little place in the world," Terry says.
I also talked to a commercial real estate agent today. He says no one's investing because they've lost all their equity in the stock market. But, he's heard talk of investors adding real estate to their portfolios.