The uncertainty on Wall Street is trickling down into the Valley.
"You cannot go out and buy nothing, or a home or anything, because you don't know what's going to happen," said Anna Herring.
Herring and Clarence Campbell say they are both concerned about the future of the economy, and their 401K.
"I got a 401 and I lost money in the last quarter," said Campbell.
Campbell says he's considering taking all of his money out of his account.
Stock Broker Michael Gochenour with
Wachovia Securities says in these trying times, investors should consider moving their money, not taking it out.
"If you do move, try to make moves in increments instead of making wholesale changes because often if you make wholesale changes base on this kind of volatility, usually you make very bad decisions," said Gochenour.
Those decisions could cost you.
"It is very dangerous to take everything out of the market. It is the emotional thing to do, or it's the thing you feel like doing because you feel like, 'I need to get to safety, I don't want to lose anymore,'" said Gochenour.
"It's scary. You don't know what to do," said Herring.
Others are looking on the bright side.
"Even if the stock market plummets 3,000 points, it will rebound. I mean, you in it for the long haul," said investor Tony Madsen.
Madsen says it might be a good idea to invest in gold, silver or even classic cars.
"There always going to be rare. The dollar bill is not backed by anything, so it's just paper basically, and you print as much as you want. Inflation goes up and it's worth less," said Madsen.
Herring and Campbell both agree the economy may never get back on track.
"It's going the wrong way. It's getting real bad," said Campbell.
For many considering retiring soon, Gochenour says if you can survive on your funds while they are at their lowest point, then you're probably going to be able to survive.
Brokers also encourage not moving your money around too frequently, because you could end up losing money.
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