What To Do If Your Credit Card Information Is Stolen

By: Estephany Escobar Email
By: Estephany Escobar Email

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HARRISONBURG, Va. (WHSV) -- If you've shopped at Target and have seen suspicious activity on your account, you'll need to take action immediately.

Crooks may have gotten the information they need to use your card, but the good news is you won't have to pay for these charges if you can prove they are not yours.

Tom Domonoske, a consumer law attorney, said if someone buys something with your card information you should cancel the card and get a new card number to dispute the charges.

You have to send a letter to your credit card company within 60 days, "[If] more than 60 days go by and you did not dispute that charge and then later you want to say wait a minute that is not my charge. You could be liable for up to 50 dollars," said Domonoske.

He said usually retailers like Target have contracts with credit card companies and sometimes the liability for these cases are included there.

John E. Whitfield, the executive director of Blue Ridge Legal Services, said it may fall back on Target if the credit card companies decide to sue the retailer.

The Associated Press is reporting that Target may face lawsuits from consumers and fines from federal agencies.

The AP also speculates that the costs could be high enough to prompt the retailer to raise its prices.

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