Some payday lenders were busy in Harrisonburg Friday, but they weren't loaning out money to borrowers. They were visited by a state-wide group working to cap payday lending interest rates.

Community members along with the Virginia Organizing Project met at the Muhlenberg Lutheran Church before visiting payday lenders to notify borrowers of the rights they have. The group also encouraged voters to reach out to local lawmakers to change what they call "predatory lending."

"Well, only one percent of borrowers actually borrow the money, pay it off the next time they come in and that's the end of it," says Larry Yates, Virginia Organizing Project. "Ninety-nine percent get stuck in a cycle. Now it makes sense, because if you're broke when you come in, why are you not going to be broke the next time that you come in."

The group says payday lending costs Virginia families $200 million in excessive fees each year.