Parts of the Shenandoah Valley was under a flood warning Tuesday.
The threat of flooding prompted Augusta County Schools to close early Tuesday afternoon to make sure students could get home safely.
The threat of rising water means homeowners in the Valley are making more calls to their insurance agents.
Several weeks of wild weather have kept insurance agents busy with damage claims.
The good news is that, so far, they've seen relatively few flood claims.
Regional Vice President Wayt Timberlake, for Bankers Insurance in Staunton, says, "We've had inquiries, but we really haven't had any specific flood claims."
The scenes of devastating floods across the South have prompted more concerned phone calls to insurance agents in the Valley.
"People have been concerned and I think when they see again the national news and they look at what's going on in Louisiana and Memphis and places like that, they become concerned and want to know what type of coverage they have and what are the things that they should be doing or shouldn't be doing," comments Timberlake.
Insurance to protect homes from flooding is regulated by Washington, D.C.
Timberlake adds, "All of the flood insurance is written and controlled by the federal government and National Flood Insurance Program. But insurance agents do act as brokers for the Flood Insurance Program."
However, he cautions that if you don't already have flood insurance, there is a waiting period to get it.
"One of the things that's difficult with the Flood Insurance Program is that there is a waiting period before your policy is effective. So if you call today and want a policy, unless there is a reason from a mortgage company or something, you can't get it for 30 days," explains Timberlake.
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